Creative Finance Partnership

Are you a serious creative finance buyer ready to purchase? Liquidity is required to secure creative finance assets -that's the benefit of not using traditional banks. No income tax records are required. These assets are typically acquired via subject-to or seller finance. Your investment will typically range from 8% to 20% to cover entry fees, closing costs, down payment, and related creative finance expenses. To move forward, verifiable proof of funds is required before our buyer consultation call. Your privacy is always respected and protected.

If you’re interested, please fill out this contact form, and I will send you a direct, private email address to submit your proof and engage further. Once verified, we will schedule a brief consultation.

If you want to partner on, sell, or receive a creative finance offer for a property, see the form below.

subto member. elite gator member.

I'm an active member of the Subto Creative Finance Community led by Pace Morby, where we focus on building wealth through non-traditional real estate financing. Subto refers to Subject-To financing, a method where buyers take over existing mortgage payments to acquire properties.  

Our community specializes in hybrid transactions, wrap deals, seller financing, and creative strategies for residential, multifamily, commercial properties, and even RV parks. These are powerful acquisition strategies that allow investors to grow their real estate portfolios without utilizing institutional lenders.

As an Elite Gator Method Funder, I've been recognized for structuring and funding non-traditional transactions using non-institutional capital. I provide earnest money funding up to $100,000 for residential and commercial deals, and connect investors with nationwide funding solutions including DSCR loans and alternative investment property financing.

My passion is helping investors acquire real estate creatively and strategically, expanding the possibilities beyond traditional banking. Whether you need funding, deal structuring guidance, or support navigating seller financing and hybrid deals, I'm here to help you close with confidence. 

Explore innovative wealth-building through non-traditional property acquisitions and tailored strategic financing solutions.

Let's build wealth together!

- Jen

Creative Finance Partnership

Welcome to the Creative Finance Partnership page. Here, you can submit a lead for yourself or someone interested in selling on creative terms - like subject-to deals, seller financing, or other innovative structures. Whether you're a motivated seller, realtor, or investor with creative finance warm leads, partner with us to close deals efficiently while we handle the rest.Not sure if you’re ready to submit a lead, please see consultations here.

What Types of Leads Can I Submit?

Creative deals only for this partnership:

  • Subject-to / Seller Finance / Creative Finance (priority: rates below 5%)

  • Multifamily & apartment buildings

  • Mixed-use opportunities

  • Seller-financed commercial assets

  • RV parks / Distressed Laundromat Owner

What We Provide

  • Investor-friendly title company coordination

  • Contract preparation and documentation

  • Complete structuring for the entire deal

How Does the Partnership Work?

Submit your lead and partner with us on the deal. No need to make seller calls, negotiate, or handle paperwork (terms can be discussed via phone). If you’re a seller looking for a creative offer, we’ll review your property, confirm if it’s a good fit, and submit an offer to you. Agents seeking creative offers can also use this form to connect with us.

The Process

  • You Submit: Fill out the form

  • We Connect: Jen calls you first to discuss the lead and answer questions (This is a not call to learn Subto)

  • We Take Over: The team handles all seller/agent communication and negotiations

  • You Stay Updated: Regular progress reports throughout

  • We Review Together: Once under contract, we review the numbers and deal structure

Is My Information Kept Confidential?

Yes. All information is kept strictly confidential and used solely for closing your deal. We do not share leads with other team members or third parties without your explicit permission.

Form Instructions

  • If you're a seller, enter "N/A" where investor-specific questions don't apply

  • Investors: Please speak with the seller before submitting (warm leads only)

  • Complete leads get contacted first