Creative Real Estate Financing Solutions
We provide complete financing solutions for real estate investors, including short-term fix & flip financing, long-term rental property loans, and specialized transaction funding. Our hard money loans and alternative financing options can be used for purchase, refinance, renovation projects, and bridge funding on non-owner occupied residential and commercial properties. Submit your funding request below on the form.
Solutions for your deals
Construction & Land Development Loans
Financing for new builds, additions, and knockdown–rebuild projects
650 Fico Minimum | Term: 12 – 24 Months | Up to 90% LTC
Rates starting at 9.84% + | $100,000 to $2,000,000
Loans over $1M require escrow for taxes and insurance to protect those funds and ensure timely payouts
Soft costs are limited to 15% of the total requested construction amount. Soft costs can be defined as non-tangible fees and may only include required permits, plans/architect fees, third party contractor fees, and city/county inspection fees.
Any subdivision of land needs to be done prior to loan closing.
Plans and permits must be in place before a requested draw will be released.
IMPORTANT: Projects without full plans, approved permits, and entitlements require a 5% reduction to leverage, which may be escrowed at closing and released once full approved plans
Fix & Flip Financing
Short-term renovation loans starting at 10.75% | No tax returns required | Minimum 650 FICO
DSCR Rental Loans
Long-term rental financing for SFR + 2–4 Unit Multifamily
Rates starting at 5.75% | Loan amounts $75K–$2M | Minimum DSCR 1.0
Cash-Out Refinance
No income verification | 30-year fixed options | Rates starting at 6.99%
Commercial Earnest Money Deposit (EMD) Funding
Secure your contracts with up to $100,000 | No interest | Flat-fee structure
Transactional Funding
Funding for double closings and escrow-based transactions
Available from $100K to $1.5M
Bridge Financing
Short-term capital for time-sensitive or transitional opportunities
Commercial Real Estate Loans
Financing for income-producing commercial properties and investments
Ready to get started? Submit a brief inquiry with the form below, or use the application links provided to begin your full loan application process.
Commercial Earnest Money Funding
Approval without credit checks, statements, or tax returns
Funding Requirements - We only fund refundable ("soft") EMD within the due diligence/inspection period (NO CREDIT CHECK). You will need to be the buyer listed on the contract. We may ask to see two previous closing and HUDs for reference. We have a $20,000 minimum on any EMD deal.
Deposit Terms - Initial deposit is non-refundable but credited toward total fees when deal closes successfully. Deals over 30 days will have an additional fee.
Funding Range - EMD funding available up to $100,000
Documentation Required - All contracts needed (A-B, B-C, etc.)
Your Investment Shows Commitment - Demonstrates your confidence and "skin in the game" for the transaction
Covers Underwriting Costs - Deposit compensates for time spent analyzing and approving your deal
click here to submit your emd request
Funding Request
