Flexible funding.
We provide earnest money funding for commercial brokers, sponsors, and experienced investors acquiring existing commercial properties. Whether you're securing a hotel, a multifamily property of five units or more, or a mixed use asset, we provide the earnest money needed to secure your contract and keep your transaction moving toward closing.
Please Note: Our single family earnest money program is not accepting new requests for the remainder of 2026. We are currently accepting earnest money funding requests for existing commercial properties, including hotels, multifamily of five units or more, and mixed use. New construction and ground up development projects are not eligible for the earnest money deposit program. Minimum request is $20,000. Standard terms are 30 days, with extension fees applying to deals that extend beyond 30 days.
Process & Requirements
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Funding Requirements
We fund refundable (“soft”) earnest money only, during the due diligence or inspection period.
No credit check required.
You must be listed as the buyer on the contract.
We may request two prior closings/HUDs for higher-risk submissions.
Minimum funding amount: $20,000
Valid US Drivers License
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Funding fees are quoted individually based on the deposit amount, term, property type, and overall deal risk. Every approved request receives a written fee quote before any funds are committed, so you know your full cost upfront. Fees are collected at closing through the title company or closing attorney.
Standard terms are 30 days. Deals extending beyond 30 days are subject to extension fees, which are outlined in your funding agreement.
A non-refundable commitment deposit may be due upon approval and is credited toward your total fee at closing.
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Depending on the terms of your transaction, a non-refundable commitment deposit may be required to confirm your commitment to the deal. If your transaction closes, this deposit is fully credited toward your total fee at closing. All requirements are confirmed in writing after review of your executed contract and before any funds are committed.
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1. Submit Your Deal for Review
Complete the request form and upload your fully executed purchase agreement.
We must see a clear funding plan in place before the due diligence period ends and before the earnest money becomes hard.
This includes verifying whether the purchase will be funded by:a hard money lender
private money lender
a true cash buyer
or another confirmed source
This step prevents delays many deals fail because lenders don’t issue a clear-to-close or buyers don’t actually have funds available.
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Once received, we review your file and notify you if it is approved to move forward.
Our review includes:verifying wire instructions
confirming you are the contract holder
contacting the title company
verifying the closing attorney
cross-checking details within the contract chain
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If approved, we send the necessary paperwork for signature.
This may include:a Joint Venture Agreement (if applicable)
a Mutual Release Agreement
confirmation addendums requested by title
If you’re not yet under contract, the Mutual Release must be signed along with your PSA. If already in contract, it will still be required.
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Connect Us With Title
We coordinate directly with the title company or closing attorney to confirm the deal structure, timeline, and disbursement instructions.
Receive Funding
Once all details are verified and approved, funds are wired directly to title for your earnest money deposit.
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Timeline: Deals exceeding 30 days may incur additional charges.
Funding Range: Up to $100,000 available.
Eligible Property Types: Commercial and Land Acquisitions.
Required Documents: Full contract chain (A-B, B-C, etc.) and supporting property details.
Experience: Prior HUDs/closings may be requested for verification.
Close More Deals with Earnest Money Funding
No credit checks, no hassle or tax returns. Secure your real estate investments with confidence
Securing an Earnest Money Deposit is often the quickest way to lock in a great deal yet it’s also the step that stops many investors from moving forward. Whether you’re a new wholesaler, an investor building momentum, or a seasoned buyer working on multiple contracts at once, EMD funding gives you the ability to move with confidence and speed.
Funding Request
Please Note: This form is strictly for investors who have a signed contract in hand and are ready to close. To maintain our speed and efficiency, we only review and respond to submissions that include a valid contract.
Have a signed contract? Please fill out the information below to start the process.
Don't have a contract yet? If you have general questions or a potential lead that isn't under contract, please visit our Contact Page to submit your inquiry.
Required: Upload Signed Purchase & Sale Agreement
Earnest money funding is a valuable resource for commercial investors and sponsors who need reliable capital to secure a contract during the due diligence period. We provide refundable earnest money funding for existing commercial properties, including hotels, multifamily of five units or more, and mixed use, with requests starting at $20,000. Our review process is built around commercial transactions, so we focus on the strength of the contract, the sponsor, and the closing plan. Standard terms are 30 days, with extension options available for transactions that need more time. Every request is reviewed individually so that your deposit is secure, your terms are clear, and your transaction stays on track to closing.